The Maximum Annual Covered Salary (MACS) on your disability insurance plan is the highest salary the insurance carrier has contractually agreed to insure. In other words, if […]

A life insurance renewal is like buying a new car. Cost is always a determining factor in making your final selection. But you may also take […]

It is inevitable that in some point in time, schools, cities and counties will have to switch life/disability insurance carriers in order to get better rates, […]

Most school, city and county employers are familiar with the imputed income rules when it relates to group term life insurance. Employers can provide their employees […]