Do your insurance policies match your bargained contract language? If they don’t match and the claim isn’t paid by the insurance company, who is left paying the bill? That’s right: Your organization is. And what about retention of your employees, retiree benefits, and Health Insurance changes? Did you know we can pour over your contracts and come up with ways that you can:

• Make Health Insurance plan design changes more likely to be accepted
• Transitioning away from early retirement options
• Help employees afford early retirement
• Improve retention
• Protect your fund balance