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Certain healthcare services still excluded in ACA plans

The Affordable Care Act (ACA) has helped millions of Americans gain access to healthcare coverage, but a recent study found 10 healthcare services remain excluded within plans offered on the federal and state-run health insurance marketplaces.

The study was conducted by health insurance site HealthPocket.com and used data about excluded medical services from government records. The study found ACA plans often don’t include services that were also excluded in pre-healthcare reform plans. The services range from long-term care to weight loss treatments and adult dental services. According to the study, a federal mandate has improved access to certain types of care, such as maternity care.

Many Americans are looking for plans that provide care options. According to the Chicago Sun-Times, not many young individuals have signed up for catastrophic plans, or those plans with the lowest premiums and highest deductibles that are for those under 30 or who received a “hardship exemption” from the marketplace. The Sun-Times reported silver plans, or those with mid-level coverage, tend to be the most popular across the nation, meaning Americans want to feel covered without paying a large sum to insurers.

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Erin Woulfe
Erin Woulfe
Erin Woulfe likes to write about things that matter. Keeping her finger on the pulse of what’s happening in the public sector world, she blogs about the latest legislative news and employee benefit trends that affect our school, city and county clients. She’s been with NIS since 2002. “I love connecting to our clients and providing them with the tools they need in order to administrate their plan,” says Erin. “Whether that be materials to educate their employees on certain benefits, how to effectively communicate change within an organization or just providing tips and how-to’s to help them make their job easier.”

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